Don’t get burnt – in more ways than one
OK, so it is a cautionary tale. Two things: always, always check that any contractors you have appropriate professional insurance before giving them access to your property, and to always check with your buildings and contents insurance company, regardless of whether the project is carrying out affects your policy.
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Sounds like common sense but insurance isn’t always at the forefront of our minds when we’re knee deep in project plans, and it is easy to assume that the company building a great reputation for a good job well done have got all the paperwork in place.
Well imagine the scene: renovations and repair home is in progress, the electricians are re-wiring, so that the smoke alarms and log off from a location gives children in burning a cigarette next to a pile of wood shavings, which came out of your beautiful new solid oak interior doors. To hear a sharp intake of breath? Believe me, this is not a scenario that you want under any circumstances, but at least of all if you subsequently see retrospectively that are covered inadequately or not insured at all. A total nightmare.
I am not suggesting that this is the kind of situation that happens very often, and certainly should be a very careless and well really stupid to even one cigarette at a building site. Is a graphical representation of what could easily happen to all of us, but hopefully you’ll do consider putting your security in more detail in future. Business building, refurbishment and redecoration of our home is an exciting and the last thing you want is a disaster on your hands which obscures all your hard work.
Should not be afraid to ask the questions you want answered to protect yourself? you do not want to express my regret at not doing so at a later date.
